Get 3 PROPOSALS

Frequently asked Questions

Won't getting three proposals take a lot of time?

Not at all.  Nowadays, much of what agents need can be obtained from public information sources.  Therefore, each agent only needs to spend a few minutes with you in order to obtain the information they need.  Most of the time that an agent needs to compile your proposal will be spent in between calls.  Our agents won't waste your time keeping you on the phone loading in all of the information. 
 

Why can't somebody give me a quote instantly?

​To get the best recommendations and proposals, agents must look at your entire situation and work up proposals on all of your products.  While some companies can quote a single policy in "fifteen minutes or less", if you have more to review than one policy from one company, a little more time is required, but not a lot more time.  3Props.com streamlines the process to make it as easy as possible.
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Is this the same thing that Progressive does?

Progressive gives quote estimates for car insurance for other companies.  The agents with 3Props.com look at your entire situation and put together their best proposal for your entire situation, not just car insurance.  Also, proposals from 3Props.com agents are real proposals you can choose, not estimates.

How does 3Props compare to other insurance shopping services?

Many online services simply sell your contact information to anyone who will buy the lead.  And then your phone blows up as every one of these companies tries to reach you.  Anybody who has used these types of services will share their misery.  Other online comparison services exclude exclusive-agent companies like Nationwide and Farmers who handle roughly half of personal insurance in the US and offer great package values.

3Props.com never sells your information and includes both independent represented companies as well as exclusive-agent companies!

What happens with my personal information?

3Props.com and its agency partners hold your personal information very confidentially.  Each agency has a strict privacy policy (available to you upon request) and nobody in the process will sell your information to ANYONE.


Can I just deal with 3Props.com online or with email?

When looking at your entire situation, a webform doesn't quite cut it.  We need more information than you'll normally want to enter online and some information we need, we don't know we need until other questions are answered.  Talking with a real person is actually quicker for you and provides an opportunity to tell us anything unique about your situation and express any special questions or concerns you have.  We will always value your time.

What companies will provide proposals?

Our agency partners represent Nationwide, Farmers, Hartford, Travelers, Progressive, ASI, Lloyd's, Occidental, Chubb, ACE, AIG Private Client Group, Safeco, QBE and more!  

Why should I use a local agent?

Local agents don't cost more - You just get more!  When you have a local agent, you still get 24/7 access to customer service and claims service from the main insurance company.  You also get a dedicated professional who will take the time to analyze your needs and make recommendations.  Local agents value your relationship and have a vested interest in making sure things go well for you.  Unlike call center employees of insurance companies, local agents are dedicated to your satisfaction.  When you use a local agent, you also keep money and jobs in your own community.  Local agents don't cost more - you just get more.